Author Archives: Brian Loy

About Brian Loy

Brian Loy writes insightful and inspiring articles about the ever-changing world of personal finance and the global trends that affect the risk and return on investments and shape the financial- and retirement-planning process.

Everything You Need to Know About Medicare

Retirement can spur more life satisfaction, relaxation, freedom, free time and travel opportunities. In retirement, however, health often replaces money as the number one priority. As we age, healthcare becomes more expensive, and it’s important to have the right plan … Continue reading

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Aging Parents: How to Prepare for Their Financial Future

In our adult years, we may encounter two distinctly memorable moments. The first is the moment we realize we sound like our parents when speaking with our children or friends. It’s usually funny because you scratch your head and say … Continue reading

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Top Alternative Funding Sources for College or Vocational School

Time flies, and before you know it, our children grow up to begin their careers as young adults. We don’t know what career they may pursue or if that future career even exists today. However, one of our duties as … Continue reading

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The Financial Stages of Life

Life and money are entwined and it’s important that they are addressed together. Financial planning should be specific to personal financial goals and priorities. Yet there are common areas for most people – three major financial life stages that are … Continue reading

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Four Fundamental Investment Principles in a Down Market

We are currently in the longest U.S. economic expansion in history going on 122 months. We have had 107 consecutive months of job growth and the unemployment rate of 3.7 percent sits around the lowest level since 1969. The stock … Continue reading

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Essential Tips to Boost your Retirement Savings

When planning for retirement, it’s easy to say you will save more money, follow a budget or even invest. Yet, if there is no set plan in place, it can be the perfect procrastination recipe which often leads to financial … Continue reading

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Here’s what to consider about financially helping adult children

The mindset we bring to our finances depend on various factors. A single person does not financially plan the same as a person who has children. When one becomes a parent, we often prioritize our children’s future before our own. … Continue reading

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Traveling through Retirement Years

When planning your retirement, there are many things to take into consideration. Retirement is not the same for everyone and while to some it is about freedom, having choices and independence, to others it may be about security, maintaining health … Continue reading

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Mid-Year Financial Check Up – Are You in Good Financial Shape?

What are your childhood summertime memories? Some may recall picnics on the beach and spending hours in the water, others reminisce long car rides on family vacations and many remember summer jobs. As we take a break and enjoy the … Continue reading

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Tips for Parents and Students to Avoid Student Debt

The rising cost of college followed by poor education decisions can lead parents and students into a financial hole. With increasing tuition rates, even for public universities, investing prior to your childrens’ college expenses is an important factor to make … Continue reading

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