Author Archives: Brian Loy

About Brian Loy

Brian Loy writes insightful and inspiring articles about the ever-changing world of personal finance and the global trends that affect the risk and return on investments and shape the financial- and retirement-planning process.

Should Spouses Retire at the Same Time?

Many couples dream of retiring together to realize long-held plans. They imagine themselves traveling to their bucket list destinations. Others are thrilled to spend their extra time with family and not having to worry about waking up early the next … Continue reading

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Top 10 Financial Resolutions for 2021

The value of a financial plan isn’t the accuracy of the forecasts, but rather, the conversations and pondering the what-abouts and what-ifs. It’s about clarifying goals, aligning priorities and evaluating the projected implications of today’s actions on your future. In … Continue reading

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A Fresh Start in 2021

Many say good riddance to 2020, a year marred by a health crisis-turned economic crisis. A ton of effort – fiscal support, dedication by front-line workers, the ingenuity of high-efficacy vaccines coming at warp speed, and true grit – have … Continue reading

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Sage Advice – Episode 2: Chris Askin, Community Foundation of Western Nevada

Sage Financial Advisors welcomes you to our second episode of Sage Advice, featuring Brian Loy, CFA, CFP of Sage Financial, and Chris Askin, President and CEO of Community Foundation of Western Nevada. This episode is a fun, informative and thought-provoking … Continue reading

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2020: A Year Unlike Any Other

Life has its surprises, both good and bad. During the breaks between smaller-than-normal holiday gatherings, it’s important to pause and reflect on the year that will (finally) come to an end. COVID-19 came without a playbook and left a wide … Continue reading

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Thanksgiving 2020: Talk Money, Not Politics

Never discuss politics or religion in polite company – or at least, that’s how it used to be before social media. But would you post on Facebook that you just paid off your mortgage? Probably not. Money also is a … Continue reading

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To Invest or Not to Invest After the U.S. Elections

We’re in a strange place. Imagine you’re on a road trip in the old days before GPS. Your significant other is driving, approaches a fork in the road and asks you “which way do I go?” Your key job as … Continue reading

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Sage Advice – Episode 1: Stephanie Kruse, KPS3

Sage Financial Advisors welcomes you to our first episode of Sage Advice, featuring Brian Loy, CFA, CFP of Sage Financial, with Stephanie Kruse, founder and chair of KPS3 Marketing. This is a fun, informative and thought-provoking session about life, financial … Continue reading

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Four Financial Must-Dos for Young Professionals

Young professionals have interesting challenges including career path, paying off debt, raising children, saving for retirement, and possibly assisting aging family members, among others. It gets even trickier when you have to do it all during a pandemic. Here are … Continue reading

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National Financial Planning Month – 3 Things Smart Savers Do

Fall is a dramatic change of seasons. It feels like time slows as we transition from the hustle of summer activities, put away the toys, harvest the garden and prepare for the coming winter. With transitions and the traditional back … Continue reading

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