Author Archives: Brian Loy

About Brian Loy

Brian Loy writes insightful and inspiring articles about the ever-changing world of personal finance and the global trends that affect the risk and return on investments and shape the financial- and retirement-planning process.

Money and Relationships: There’s No One-Size-Fits-All Solution

Money tends to be a taboo subject regardless of where you are in life. But it can become a much more complex issue when you’re in a serious relationship. It’s not just about deciding whether to “go Dutch” and splitting … Continue reading

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Spring Clean Your Finances

The traditional ritual of spring cleaning can take on a new meaning this year. Just as your home doesn’t declutter itself, your finances don’t either. Northwest Mutual, an American financial institution, commissions an annual survey to explore Americans’ attitudes and … Continue reading

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American Rescue Plan Act of 2021: What You Need To Know

The $1.9 trillion American Rescue Plan Act of 2021 was recently signed by President Biden. Federal aid for the health and economic crisis now tops a record $6 trillion in the form of fiscal and monetary support and represents about … Continue reading

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Reduce the Surprise on Tax Day

Are you the type of person who likes to be surprised? How about when it comes to your tax return? It’s that time of year when Americans turn their focus to their taxes. For those of you that like to … Continue reading

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Sage Advice – Episode 3: Kim Surratt, Surratt Law Practice

Sage Financial Advisors welcomes you to our third episode of Sage Advice, featuring Brian Loy, CFA, CFP of Sage Financial, with Kim Surratt, founder and principal with Surratt Law Practice. This is a fun, informative and thought-provoking session about issues … Continue reading

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8 Important Money Conversations to Have with Your Family

Money can be a taboo topic and uncomfortable for some to talk about. Some fear talking about wealth with their kids may shift their ambitions or values. And talking about money with your parents may be disrespectful or worse, cause … Continue reading

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The GameStop Wild Ride

The GameStop stock surge has taken Wall Street by storm. What Wall Street once derided as ‘dumb money’ (individual investors, or ‘Main Street’) might not be so dumb as ‘smart money’ was taken to the woodshed. Score one for the … Continue reading

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Should Spouses Retire at the Same Time?

Many couples dream of retiring together to realize long-held plans. They imagine themselves traveling to their bucket list destinations. Others are thrilled to spend their extra time with family and not having to worry about waking up early the next … Continue reading

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Top 10 Financial Resolutions for 2021

The value of a financial plan isn’t the accuracy of the forecasts, but rather, the conversations and pondering the what-abouts and what-ifs. It’s about clarifying goals, aligning priorities and evaluating the projected implications of today’s actions on your future. In … Continue reading

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A Fresh Start in 2021

Many say good riddance to 2020, a year marred by a health crisis-turned economic crisis. A ton of effort – fiscal support, dedication by front-line workers, the ingenuity of high-efficacy vaccines coming at warp speed, and true grit – have … Continue reading

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