Author Archives: Brian Loy

About Brian Loy

Brian Loy writes insightful and inspiring articles about the ever-changing world of personal finance and the global trends that affect the risk and return on investments and shape the financial- and retirement-planning process.

Four Financial Risks During COVID-19 You Can Cover

Life’s often about adapting and adjusting. Living with COVID-19 has and will likely continue to bring its challenges. We just emerged from the deepest and shortest recession in modern history. It appears a second wave is likely, but not another … Continue reading

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Restoring Financial Wellness during COVID-19

It can be difficult to make decisions when the future is uncertain. Shelter-in-place orders and business shutdowns halted economic activity here and overseas. Some Americans are unsure about investing their 401(k)s or have considered tapping their reserves. However, we’re in … Continue reading

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Sudden Wealth Syndrome – Can It Be Cured?

If having more money solved financial woes, then younger generations should be secure, right? In the next 30 years, $36 trillion is expected to pass from one generation to the next. However, squandered money has become so common that a … Continue reading

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How You Can Adjust Your Thrift Savings Plan During COVID-19

COVID-19’s disruptions offer both challenges and opportunities – business shifts, where we work, how we spend our time and money, among others. Some of these are temporary but others are longer term. This article’s focus is on the planning opportunities … Continue reading

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Planning Tips for Parents of the Class of 2020

We are taught to expect the best, plan for the worst and prepared to be surprised. And we learn that success and sanity often depend on how we react, respond and adjust to those surprises. Many are facing new challenges … Continue reading

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Class of 2020 – Tips for Success Despite COVID-19 Hurdles

Students attending the Pittsburg Institute of Aeronautics (PIA) typify the opportunities of advanced education and the challenges of our times. Forbes ranked PIA as the nation’s top two-year trade school in 2018, and the median salary ten years after school … Continue reading

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Class of 2020 – Planning Opportunities for Students and Parents

Life has many major milestones and one of those is graduation. Usually during this time of year, families are preparing for the celebrations to come. They’re ready to sit in hard-bottom chairs under the hot sun, to scream war hoops … Continue reading

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Your Business in a Post-Coronavirus World

Along with economic recovery plans, there comes some relief. However, every business owner can be confident in one thing – we live, work and manage uncertainty. As a “new normal” emerges, developing a post-pandemic business plan is paramount. We’ve seen … Continue reading

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Three Actions to Take in Your 401(k) Plan for COVID-19

In the last weeks, millions of Americans have lost their jobs and there are growing concerns of a recession. Although we need to stay vigilant of our physical and financial health, we need to focus on what we can control. … Continue reading

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A Guide to Small Business Relief and Stimulus Programs

When is the coronavirus pandemic going to end? No one knows for certain. Meanwhile, each of us has the job of staying healthy–not only physically and emotionally–but financially as well. COVID-19 continues to have an economic and financial impact on … Continue reading

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