Category Archives: Personal Financial Planning

Sage Advice – Episode 3: Kim Surratt, Surratt Law Practice

Sage Financial Advisors welcomes you to our third episode of Sage Advice, featuring Brian Loy, CFA, CFP of Sage Financial, with Kim Surratt, founder and principal with Surratt Law Practice. This is a fun, informative and thought-provoking session about issues … Continue reading

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8 Important Money Conversations to Have with Your Family

Money can be a taboo topic and uncomfortable for some to talk about. Some fear talking about wealth with their kids may shift their ambitions or values. And talking about money with your parents may be disrespectful or worse, cause … Continue reading

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To Invest or Not to Invest After the U.S. Elections

We’re in a strange place. Imagine you’re on a road trip in the old days before GPS. Your significant other is driving, approaches a fork in the road and asks you “which way do I go?” Your key job as … Continue reading

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Restoring Financial Wellness during COVID-19

It can be difficult to make decisions when the future is uncertain. Shelter-in-place orders and business shutdowns halted economic activity here and overseas. Some Americans are unsure about investing their 401(k)s or have considered tapping their reserves. However, we’re in … Continue reading

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6 Smart Ways to Make the Best Use of Your Tax Refund

When tax season comes around – one of the most common questions on a taxpayers’ mind is whether they’ll get a tax refund or owe the Internal Revenue Service (IRS) money. This year, the IRS expects around 150 million individual … Continue reading

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The Top Three Financial Pursuits for 2020

How will your finances change for you this year? There are many paths you can take to reach the peak of your financial goals. A common area of discussion with our clients is managing and living with uncertainty. Financially and … Continue reading

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Financial New Year’s Resolutions for 2020

The tradition of making New Year’s resolutions originated with the ancient Babylonians about 4,000 years ago. Promises were made to their gods to pay debts and return all borrowed objects. If these promises were kept, they believed their gods would … Continue reading

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Year-End Financial Review: How to Avoid Financial Complacency

It’s that time of the year again, and while you may have had a strong financial year, don’t fall into the financial complacency trap. The U.S. stock market is up with the S&P 500 and Wilshire 5000 recently posting their … Continue reading

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The Financial Stages of Life

Life and money are entwined and it’s important that they are addressed together. Financial planning should be specific to personal financial goals and priorities. Yet there are common areas for most people – three major financial life stages that are … Continue reading

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Four Fundamental Investment Principles in a Down Market

We are currently in the longest U.S. economic expansion in history going on 122 months. We have had 107 consecutive months of job growth and the unemployment rate of 3.7 percent sits around the lowest level since 1969. The stock … Continue reading

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