Category Archives: Planning Tips and Goals

Tips for Parents and Students to Avoid Student Debt

The rising cost of college followed by poor education decisions can lead parents and students into a financial hole. With increasing tuition rates, even for public universities, investing prior to your childrens’ college expenses is an important factor to make … Continue reading

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Interest Rates A-Comin’. The Ins and Outs of Debt.

The level and trend of interest rates impacts each of us differently. Generally, lower rates benefit us by stimulating the economy, equity and real estate investments. Borrowers are also big fans of lower rates. You can reduce your payments and … Continue reading

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Learn How To Be Financially Prepared for a Natural Disaster

Why do people build or live in areas prone to natural disasters such as flood, hurricanes or wild land fires? This was the topic of conversation for a former Federal Emergency Management Agency (FEMA) Chief, Brock Long, at a recent … Continue reading

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Seven Savvy Gift Ideas for College Graduates

Every generation brings something unique, but this graduating class is very different. They are the last of the Millennials and eclipse prior generations in size, education level and diversity. Most live in urban centers, shun time-honored institutions such as political … Continue reading

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Spring Clean Your Finances

Every time a season changes, there are thoughts and plans to change things in your life. Clean the house, the yard, or start something new. Perhaps a new start you can consider this season is spring cleaning your finances. Here … Continue reading

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Build Your Wealth with Real Estate

Is it buy low and sell high? Or buy high and sell low? Steel industry pioneer Andrew Carnegie said, “Ninety percent of all millionaires became so through owning real estate. More money has been made in real estate than in … Continue reading

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If you track your heart health — why not track your financial health? Here are five tips.

Health professionals say we’re going to die of one of two reasons – accident or chronic illness. Our job is to move those markers out as far as possible by making positive lifestyle changes – buckle up, eat right and … Continue reading

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Pink Hearts, Red Roses and…Financial Security. Love Is In the Air This Valentine’s Day.

Pink hearts, red roses and chocolates – love is in the air. The National Retail Federation is projecting that consumers will spend a record $20 billion on gifts this year. On average, $162 is spent per person, and the shopping … Continue reading

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Passport? Social Security Cards? Jewelry? The Do’s and Don’ts of Safe Deposit Boxes

Where do I store my gold and silver coins for safekeeping? It often depends on how many coins you have. Imagine you have a stack of 1-ounce American Eagle Coins standing as tall as a sleeve of Ritz Crackers. That … Continue reading

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Get an Early Jump on Charitable Giving

Were Americans as generous with their charitable giving in 2018? A record $410 billion dollars was given by individuals in 2017, according to Giving USA. Two factors may reduce giving: the recent income tax cuts and a rough-and-tumble December for investors. However, … Continue reading

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