Category Archives: Retirement Planning
Should Spouses Retire at the Same Time?
Many couples dream of retiring together to realize long-held plans. They imagine themselves traveling to their bucket list destinations. Others are thrilled to spend their extra time with family and not having to worry about waking up early the next … Continue reading
Sage Advice – Episode 1: Stephanie Kruse, KPS3
Sage Financial Advisors welcomes you to our first episode of Sage Advice, featuring Brian Loy, CFA, CFP of Sage Financial, with Stephanie Kruse, founder and chair of KPS3 Marketing. This is a fun, informative and thought-provoking session about life, financial … Continue reading
Finance Tips for Late-Blooming Retirement Savers
Is it too late to start saving for retirement if you’re in your 50s? There are generally five phases of retirement planning – accumulation, pre-retirement, then early, mid and late retirement. Absolutely, it’s easier when you start early. In the … Continue reading
Planning Finances for Retirement and Dementia
Will I be cooperative and turn in my car keys if I’m unable to drive safely when I’m old? Or will I put up a big stink? Retirement planning is often about saving and investing, tax reduction, insurance, and passing … Continue reading
Three Actions to Take in Your 401(k) Plan for COVID-19
In the last weeks, millions of Americans have lost their jobs and there are growing concerns of a recession. Although we need to stay vigilant of our physical and financial health, we need to focus on what we can control. … Continue reading
The SECURE Act – Planning Opportunities for Your Retirement
Tax legislation affecting retirement savings happens about every ten years, but how effective are they in getting people to better prepare for their future? The new Setting Every Community Up for Retirement Enhancement (SECURE) Act was designed to expand options … Continue reading
Essential Tips to Boost your Retirement Savings
When planning for retirement, it’s easy to say you will save more money, follow a budget or even invest. Yet, if there is no set plan in place, it can be the perfect procrastination recipe which often leads to financial … Continue reading
Single Woman’s Guide to Retirement
Retirement planning brings challenges regardless of your marital situation. However, those flying solo face additional stress. Roles People Play The major phases of life include accumulation (saving and building wealth), independence (retirement and spending wealth), and finally, interdependence and dependence … Continue reading
He Tried Christmas – Don’t Let the Grinch Steal Retirement
He was a mean one, that Mr. Grinch. He hated Christmas. The happier the Whos, the angrier he became until he couldn’t take it anymore. He hatched a plan to steal Christmas. Disguised as Santa and his dog Max as … Continue reading
Retirement Planning Challenges for Age-Gap Relationships
How do you plan retirement for a couple who is 10, 15 or 30 years different in age? Retirement planning is personal – no two couples are alike. However, “May-December” relationships pose unique retirement planning challenges. Most married couples have … Continue reading
